Things unaccounted for

Undoubtedly, when organizing your life you leave out variables. Mainly because at the time of original organization, they are not readily apparent to you.

This 2012-2013 school year was my plan, and I accounted for the variables. I planned my money to work until I graduate. My apartment situation will get a little awkward come April when I can’t renew my lease, and don’t have anywhere to go except back home; but that’s just something I figured I’d deal with when that button came time to be pushed. I planned for tuition, books, food, books, tuition, food, and insurance. I took out health insurance. I did this because my previous profession made me exceedingly aware of the difficulties of having a life without insurance in this lovely country of non-socialized medicine. Health care is a negative right, y’all.

So I took it out. $85 a month. The shit policy of covering well visits, my prescriptions, and everything rolling into a deductible of $7500 before the plan paid 100% to providers. I took this out because it was $85 a month. A monetary amount permissible to the lowly life of a student. I’m sure as hell glad I didn’t go with student insurance (those plans are a damn joke). I did this because, in my head at least, I figured – “HEY! I’m 26. I’m healthy. I’ll be totes fine for a year and then I’ll get good insurance again, and it’ll be allllright.”

Yeah, f*me side ways and call me Shirley, it’s not.

I’ve been having pain in my right side for about two weeks now. I haven’t been able to run without excruciating pain. And at night? Oh gaw, at night it’s terrible. My whole abdomen tenses up and feels like someone is shoving a knife right through the cracks in my rib cage. So I decided that this was something probably worth going to see a doctor for – and turns out, I was right.

Apparently it’s common for women to have issues with their gall bladders. Apparently women are just prone to a lot of suckiness in their bodies. Mine turns out to have a bunch of “sludge” around it that could eventually turn into gallstones. But seeing as the sludge itself is causing a fist full of pain, they seem pretty worried.

I got this phone call at 7am this morning after my ultrasound yesterday. I’m sitting up, waiting, waiting, waiting until 9am so that I can call the GI Specialist and see when I can get in, and see if this thing needs to be removed or not.

The shit thing? Let’s go back to that deductible of mine…

I did not account for my damned gallbladder to have to be removed this year. That was probably the furthest thing from my mind that I would have had to account for – and I didn’t see that one coming. This policy was supposed to be the “hey – I got into a car wreck – don’t let me die” insurance. Or the “hey, I broke a bone playing ultimate” policy. Not the “Hey, my side hurts like a bitch – oh Gallbladder removal surgery!” policy.

I don’t even know where to start….

I guess I’ll just wait until 9am and see when I can get in to see the GI.



(sorry for the language, I’m just…gaaaahh)


2 thoughts on “Things unaccounted for

  1. Actually, you’re language is rather mild to the myriad of oaths that would be flying from my lips if I was in your situation. My sympathies, and prayers that all will work out okay.

    Isn’t it lovely how this kind of crap never happens when you’ve got the insurance to cover it lock, stock and barrel? I’m having to pay $1,400 a month for my insurance because of an unanticipated change in employment status and the fact I’ve got several children. And I’ve got a $5,000 deductible.

    I’ve considered a life of robbing trains, but, apparently, they don’t carry money on trains anymore, and how the hell would I stop a train anyway? Somehow, if I choose that vocation, I’d end up being labeled as a domestic terrorist and it wouldn’t do well for my kids to see my ugly mug splashed across the network news as Public Enemy No. 1.

  2. Oh fuck sweetie. I’m so sorry. I had a hysterectomy in 2011. I have really good insurance (thank you hubby), and I’m still paying off the costs that was left over after what they paid. Our healthcare system is retarded; especially for people without money.

    Let me know if there’s anything I can do for you.

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